Financial pressure arises from any situation where money worries are causing stress. These are hard financial times for many individuals and families.

There are things you can do that may help. There is also a lot of information out there. Where to start?

Who can help right now with basics like food?

WAConnect is a directory of emergency relief service providers. It contains real-time search results of emergency relief services, with phone numbers, operating hours, and directions on the services available.

Where can I find an overview of options and steps I can take?

The National Debt Helpline has a COVID-19 Financial Survival Guide. Here you can find a concise summary on Centrelink support, rent and mortgages, prioritising debt payments over others, making repayment arrangements, and early access to superannuation. They advise:

“Don’t ignore your debts. Don’t give up: keep trying to make arrangements with your creditors. The sooner you take action to tackle your debts the more options you have.”

National Debt Helpline

Lifeline links

The Lifeline WA team have put together a collection of links and resources that may be able to help, including links to advice on car repayments, utility bills, and hardship information from Australian banks.

For people that have been there, what helped them and what didn’t?

At the National Debt Helpline, a free service for people struggling to make ends meet, financial counsellors speak to people every day who are forced to decide between buying food and paying the rent. In this article from the ABC, hear from Naomi and John. Their stories, their advice.

Talk about it

If you’re stressed about money, talking about it is a good place to start. Access free, independent and confidential financial counselling by calling the National Debt Helpline on 1800 007 007.

Call Lifeline on 13 11 14.

Image credit: Photo by Melissa Walker Horn on Unsplash